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Visa, Mastercard Accused of Turning a Blind Eye to OnlyFans Transactions

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Visa and Mastercard Card

Two of the major U.S. credit card companies Mastercard and Visa have been blamed for not stopping payments to access content related to child abuse and trafficking on adult content website OnlyFans. The allegations were made in a whistleblower complaint which was filed in the year 2023.

The whistleblower is a senior compliance expert in the credit card and banking industries and has alleged that the companies were aware of the usage of their cards to pay for illegal content since the year 2021. The companies are charged with neglecting the illicit revenue streams.

Where was the Complaint Filed Against Visa and Mastercard?

The complaint was filed with the U.S. Treasury’s Financial Crimes Unit, Financial Crimes Enforcement Network (FinCEN), and the U.S. Justice and Homeland Security departments in January 2023. The whistleblower claims that Visa and Mastercard were warned by federal agents in the years 2021 and 2022. They were notified about the unlawful content. The whistleblower accused them of “turning a blind eye to flows of illicit revenue.”

Did Visa and Mastercard Know About Inaction Despite Warnings?

Visa and Mastercard credit cards
Credits: FLUX-schnell

The complaint says that the two companies have received multiple warnings from anti-trafficking experts and U.S. federal agents in 2021 and 2022 about the prohibited content on OnlyFans.But, both companies have failed to take necessary action.

The complaint also states that they knew about the existence of child sexual abuse content on the platform but continued processing payments on OnlyFans. Thus, the companies have failed to comply with anti-money laundering requirements and have violated the Bank Secrecy Act.

Is There Any Evidence to Back the Allegations?

There is much evidence and investigations that support the allegations made by the whistleblower in the complaint. A report by the Anti-Trafficking Intelligence Initiative (ATII) in 2022 says that a lot of OnlyFans accounts were found to be linked with Child Sexual Abuse Material (CSAM) and sex trafficking.

What Did Visa and Mastercard Said on the Allegations?

Mastercard credit card
Credits: FLUX-schnell

Both the companies i.e. Visa and Mastercard have denied all the claims made by the whistleblower. A spokesperson from Visa said “We will remove any financial institutions or merchants failing to meet our robust compliance requirements. We employ top-tier controls to prevent, detect, and address illegal activity.”

A Mastercard spokesperson said “Mastercard holds all users of its payments system to high standards and, if illegal activity is identified, we work with partners to act. The three government agencies hadn’t referred to any specific illegal activity for us to investigate or act on. No evidence of current illegal activity has been provided to us.”

What was OnlyFans’ Response to the Backlash?

Among the claims, another company that is facing the backlash is OnlyFans. But, the UK-based company hasn’t responded to the allegations made by the whistleblower. On its website, OnlyFans conveys that it enforces a “zero-tolerance policy” against any content related to child abuse or trafficking. It blocks or takes down material that violates the companies’ rules.

OnlyFans has stated before that “We aggressively target, report, and support the investigations and prosecutions of anyone who abuses our platform.”

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Mikaela Testa vs. Anna Paul – The OnlyFans Beef Everyone’s Talking About

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Mikaela Testa and Anna Paul

The content creator and OnlyFans star Mikaela Testa recently alleged her former friend Anna Paul. Anna Paul who is also an OnlyFans model and #1 in Australia on the platform is called “out of touch” for running cash giveaways that Mikaela Testa labelled gross.

Mikaela Testa posted a 8:49-minute TikTok on Wednesday night, in which she read a statement. The statement criticizes Anna Paul for her activities like the illegal lottery and preying on her young, and vulnerable followers.

Who is Mikaela Testa?

Mikaela Testa is an Australian OnlyFans creator. She has 5.1 followers combining OnlyFans, TikTok, X (Twitter), Instagram, Snapchat, Kick, and YouTube. She was born on 16 March 2000 in Australia and is 24 years old. She is engaged to Maxwell Krause who is a businessman.

Who is Anna Paul?

Anna Paul is a 25-year-old OnlyFans model and content creator. She is also the founder of Paulie Skin. She currently has more than 7 million followers on TikTok, 2 million followers on Instagram, and 541K followers on X. 

What’s Going on Between Mikaela Testa and Anna Paul?

Mikaela Testa and Anna Paul
Credits: mikaelatesta & annapaul, Instagram

On Wednesday night, Mikaela Testa shared almost a 9-minute video on TikTok where she slammed Anna Paul for her illegal activities. The video came after Mikaela Testa said on her Instagram stories about Anna’s dirty business.

Mikaela Testa first got connected with Anna Paul when she started dating her brother Atis Paul from the years 2019 to 2022. She became close friends with Anna and even collaborated with her many times. But, after Mikaela broke up with Atis Paul, they haven’t been seen together as much.

What are the Claims of Mikaela Testa About Anna Paul?

Mikaela Testa and Anna Paul
Credits: mikaelatesta & annapaul, Instagram

Mikaela Testa said in the video that she shared on TikTok “You don’t know Anna. You don’t know her like I know her. You have never met her, and if you have, it’s nothing more than a five-second selfie. These people who watch her don’t know the Anna that I know. They know the other Anna, the one she wears when the camera starts rolling.”

She added, “Everything Anna does is calculated but she masks the manipulation extremely well with an innocent, sweet girl facade, posting all of these videos about self-love and body positivity.”

Mikaela Testa claims that Anna Paul’s love for the body positivity movement was only for influence. She told the time when a plus-size fan asked for a selfie and hug from Anna.

She said “You smiled at her. You told her that you loved her. She told you how your words online have helped her be more comfortable in her body. The moment she walked away, you told Atis that she was annoying and gross and you didn’t want to agree to the hug because she was fat and sweaty.”

She added, “Anna’s performative generosity, like hiding money in cities or dishing out giveaways behind a paywall, reeks of superiority, watching her fans scramble over scraps, fighting each other because they need these funds while she films it.”

She also said that Anna Paul hunts on the “vulnerability and desperation of impressional young fans for her profit under the disguise of self-love, empowerment and giving back.”

Why Did Mikaela Testa Posted a Video?

Mikaela Testa
Credits: mikaelatesta, Instagram

Mikaela Testa says that my intention for posting this is not jealousy and obsession over my ex Atis Paul. She said “Posting this isn’t giving me any other than jeopardy. I have my own two legs to stand on, and would never be jealous of someone like her. Someone needs to do it, and I have been through it all for years. I just genuinely don’t care about what the internet has to say about me anymore. I am just going to speak the truth, and you guys can say whatever you want about it.”

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You Won’t Believe What OnlyFans Creator Bonnie Blue Did 1,057 Times—Her Family’s Response is Wild!

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Bonnie Blue

OnlyFans adult star Bonnie Blue aka Tia Billinger recently set a world record for sleeping with 1,057 men in just 12 hours, beating previous record holder Lily Phillips, who held the record for 101 men in 14 hours.

Bonnie Blue is an OnlyFans creator born in the year 1999 in Stapleford, Nottinghamshire. Before entering the industry, she worked in recruitment and even got married. She started working in OnlyFans to get some money and announced some challenges to become popular.

Bonnie Blue recently made headlines after announcing that she has slept with 1,057 men in 12 hours. She surpassed the previous record of another OnlyFans model Lily Phillips who slept with 101 men in 14 hours.

What was Bonnie Blue’s Reaction After the Challenge?

Bonnie Blue
Credits: bonnie_blue_xox, Instagram

Adult star Bonnie Blue shared her experience after completing the challenge. She told the difficulties that she faced after sleeping with 1,057 men in 12 hours. She revealed her legs which were covered with bruises and bite marks in a YouTube video.

She disclosed “I was expecting to feel more sore, you know if you do a really hard workout, the next day you feel a bit sore? I was expecting to wake up today needing to take painkillers but I haven’t whatsoever. And I am the first to take painkillers. The thing that feels the most sore is my legs.”

Bonnie Blue then showed off her leg in the camera and said “I think they are fingerprints, to be honest. I have got bite marks. My legs feel the most sore, but apart from that, I am ready for round two.”

The more shocking part was her statement, where she said “I say to them all the time to all the dads, the husbands, the students that leave your mark on me. Bite me, make me yours for that amount of time. I enjoy it when they have left marks, whether it’s hand prints, bite marks, or bruises. I am ok with that, I quite like it. It’s a bit of a turn-on. Last night was the sorest I have ever felt but today I am fine.”

What was Lily Phillips’ Reaction to Bonnie Blue’s World Record?

Lily Phillips
Credits: lilyphillip_s, Instagram

OnlyFans star Lily Phillips has found herself in a controversy with Bonnie Blue. Lily is also aiming to break the world record of sleeping with over 1K men in a day. She announced this challenge after achieving 101 men in 14 hours. She did announce it before Bonnie Blue achieved the world record for herself.

Recently, Bonnie Blue blamed Lily Phillips for stealing her idea of breaking the world record. Bonnie revealed in an interview “Way before Lily even put it on her socials that she would like to do the world record, and when I helped her out and invited her to do my Fresher’s content, I shared the idea with her saying that I wanted to do the world record. And I guess I am very trustworthy and oblivious to people’s bitterness so I shared my idea that I would like to do it. But three months later Lily announced on social media that she would be doing the world record.”

She added “Rivalry suggests competition and I don’t have that. In terms of the world record, both me and Lily know it was my idea as l had spoken to her about it. I helped Lily with publicity. I don’t feel like people in the industry need to be jealous, there’s multiple subscribers and plenty of space for everyone. However, I did have sympathy for a viral video of Lily crying after her challenge of sleeping with 100 men in one night. It was not nice seeing that.”

What Did Bonnie Blue’s Family Said on Her Record?

OnlyFans star Bonnie Blue
Credits: bonnie_blue_xox, Instagram

Bonnie Blue revealed in the same YouTube video that her family was so proud of her. Although there aren’t any particular comments from any of her family members.

Bonnie said: “My family is so proud of me, my dad loved it when I had someone come up and ask me for a photo the other day! They have even asked to be in my TikTok videos.”

Bonnie that her ex-husband Oliver Davidson who is a talented swimmer and rugby player helps her with some behind-the-scenes work. She said in an episode of the Saving Grace podcast “I used to be married. We were together for nearly 10 years, and we just grew apart. We met when I was 13. Broke up last year. We are on really good terms. He works for me now. He helps with some behind-the-scenes stuff. It is convenient. It’s handy for me. We were married so he’s going to get some of the money regardless. He might as well work for it. This job benefits everyone in my family, including him.”

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Sophie Rain vs Trump – TikTok Feud Ignites OnlyFans Ban Debate

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Sophie Rain and Donald Trump

OnlyFans model and TikTok star Sophie Rain has said that the China-based i.e. TikTok won’t shut down completely in the U.S. She recently called out U.S. President Donald Trump for taking credit for TikTok’s survival.

She said TikTok won’t be banned completely in the U.S. because of the billions of users. A lot of people create content on it daily. Donald Trump has given TikTok on a 75-day extension in the U.S. after President Biden refused to enforce the ban before leaving office but, Sophie Rain says that the entire situation has become too political, strictly for grandstanding and it’s just silly.

Who is Sophie Rain?

Sophie Rain
Credits: sophieraiin, Instagram

Sophie Rain is an OnlyFans content creator. She is just 20 years old and is known for posting dance trends and lip-sync videos on her Instagram. She has about 10 million followers on TikTok And 6 million followers on Instagram. She is on multiple social media platforms including Snapchat, Twitter, TikTok, OnlyFans, and Instagram. She has over 170 posts on OnlyFans and sells her services for $10 per month and $5 for 31 days. Her OnlyFans bio says “Where you see my NAUGHTY SIDE 😈. I never expected to do this… but screw it, full sending it off the bat 😤😤 I may be a virgin, but I’m not that innocent as you might think 😉.”

Why is TikTok Getting Banned in the U.S.?

The short-form video-hosting app TikTok has been under a nationwide ban in the U.S. since January 19, 2025. The reason behind this is that the government is concerned over potential user data collection of U.S. citizens.

President Donald Trump proposed a ban on the app in the year 2020. He viewed the app as a national security threat. He even signed an order that was later blocked by the court. But, in 2024, the Protecting Americans from Foreign Adversary Controlled Applications Act was approved and signed by President Joe Biden.

After this, on 18 January 2025, the day before the deadline of the law, TikTok suspended its services in the United States. But, by 20th January, Trump signed an order that granted TikTok a 75-day extension before it is completely banned in the United States.

Why is Sophie Rain Confident About TikTok Not Getting Banned?

OnlyFans model Sophie Rain
Credits: sophieraiin, Instagram

Sophie Rain herself has over 10 million followers on TikTok. She says “It is the app users, individuals, and businesses who create content on it 24/7 which is why it is saved for now. It’s because TikTok is too worshipped at this point to bite the dust.”

Is OnlyFans Also Getting Banned?

There are arguments about OnlyFans getting banned as they have adult content on their platform. Research says that OnlyFans allows the posting of illegal content, age verification methods are not good on the platform and children as young as 14 are being exploited on the site.

In the year 2021, OnlyFans declared plans to ban sexually explicit content but later changed the decision after facing backlash. The company said the ban was necessary to comply with banking and payment processor policies. OnlyFans CEO Tim Stokely said that banking partners and payment providers pressured the company to ban any adult content on the platform.

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